Hot Happy Mess
29: Homeownership 101: All The Things You Need to Know as a First-Time Homeowner!
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Buying your first home is equally thrilling and downright terrifying! Homeownership is peak adulting and often leaves many millennials feeling dismayed at the steep learning curve -- not to mention ALL that paperwork (#help!)
THIS WEEK'S EXPERT

If you're feeling the pressure, fear not because Zuri chats with Kendra Barnes, a Real Estate investor passionate about demystifying the homeownership process in this week's episode. In true 101 style, Kendra shares her expert opinion on renting vs. buying, if you really need a downpayment, the benefits of shopping for a mortgage lender, the lowest credit you can have to buy a house and explains what it means when a home is "Under Contract."
Stay till the end, as Kendra shares her top tips for first-time homeowners and explains the phenomenon that is house hacking (a clutch strategy that will take your coins to the next level!)

courtesy of @thekeyresource
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ICYMI...
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💛 GIVEAWAY ALERT 💛

Ellevest is an investment platform and financial literacy program primarily for women, with the goal to help close the gender money gaps
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Within the membership plan, you'll gain the tools you need for your money + career goals. From investing, to saving for the short term, resources on how to navigate your career, and a 50% discount to work 1:1 with a financial planner and career coach!
A bundled gift set from their merch collection: barrette set + tote that says: “Damn It Feels Good to Be a Go-Getter”.
We wholeheartedly believe in Ellevest’s mission to get more money into the hands of women -- and if that sounds like YOU, go ahead and enter
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courtesy of @thekeyresource
RESOURCES + LINKS FROM THIS EPISODE
THE KEY RESOURCE:
ARTICLES MENTIONED:
According to CNBC: “Interest rates are low and homebuyers are butting up against bidding wars in the competition for the record-low supply of homes for sale. That is causing home prices to skyrocket at the fastest pace in 15 years.”
According to a recent study, for the 6th consecutive year, Millennials were the largest group of home buyers (38%) and we are buying more homes than any other generation according to the latest research from the National Association of Realtors.

courtesy of @thekeyresource
THE EXPERT
Kendra Barnes is a full-time Real Estate Investor and founder of The Key Resource. Her real estate investments afforded her the ability to retire from the 9-5 life at the age of 32. She created The Key Resource to inspire, empower and educate people about the power of homeownership and Real Estate investment.
Her key message to anyone looking to buy a home or a rental property is: “You don’t have to hit the lottery or be left an inheritance to buy property. You can start with what you have right now. You are worthy of wealth.”
Kendra was born in Virginia, raised in Texas, and went to undergrad at North Carolina A&T State University. She received her Masters in Agricultural Economics from Purdue University before moving to Washington D.C.
When she's not working, or looking for her next investment, you can find her thrift shopping, baking some gluten-free goodies, or binge-watching Netflix with her husband.
Connect with Kendra: @thekeyresource | Facebook Group | House Hunting Handbook
Follow @ZuriHall and @HotHappyMess on Instagram to keep the good vibes going! :)
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Recent episodes: if ya feel like bingeing!
ICYMI: Listen to Episode 26: Make Money Moves (How to Boss Up Your Finances)
ICYMI: Listen to Episode 25: Insecures' Yvonne Orji on Why You Should Always Bet on Yourself
ICYMI: Listen to Episode 24: Imposter Syndrome (How to Fight it + OWN Your Opportunities!)
ICYMI: Listen to Episode 23: How I Made It: Zuri Hall's Career Story
ICYMI: Listen to Episode 22: I do NOT (The Divorce Episode)
ICYMI: Listen to Episode 21.5: I Bought a House (Bonus Episode)
Go back to the beginning --- ICYMI: Listen to Episode 1: How to Be Happy
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WANT MORE, HOT HAPPY MESS?!
If you loved this podcast episode, you’ll also love our first episode in our Protect Your Peace Series: Episode #1: How To Be Happy
Come listen, laugh, and maybe even learn a lil something’ -- with new episodes of Hot Happy Mess dropping every Monday on the iHeartRadio App, Apple Podcasts, or wherever you get your podcasts!
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YOUR HOST:
Zuri Hall is an Emmy award-winning TV host (Access Hollywood, American Ninja Warrior) and is the executive producer & host of this millennial-focused podcast that will empower women to avoid “best life burnout” through candid conversation, expert panel discussions, and real-life, human interest stories from everyday women.